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	<title>Gastonia Homes &#38; Waterfront Real Estate in NC</title>
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	<link>http://www.scottfarmerproperties.com</link>
	<description>Real Estate for sale in Gastonia</description>
	<lastBuildDate>Tue, 21 Feb 2012 16:00:00 +0000</lastBuildDate>
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		<title>Don&#8217;t miss the boat waiting for the yacht! Buy that home with historically low rates!</title>
		<link>http://www.scottfarmerproperties.com/2011/10/05/dont-miss-boat-waiting-for-yacht-buy-that-home-historically-low-rates/</link>
		<comments>http://www.scottfarmerproperties.com/2011/10/05/dont-miss-boat-waiting-for-yacht-buy-that-home-historically-low-rates/#comments</comments>
		<pubDate>Wed, 05 Oct 2011 23:42:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying a home]]></category>
		<category><![CDATA[fixed rate mortgage]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[Housing market]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://www.scottfarmerproperties.com/?p=424</guid>
		<description><![CDATA[Don&#8217;t miss the mortgage boat waiting for the yacht!   Attention home buyers who are waiting to buy that home for sale when property values are at the very bottom.  That may not be the best strategy for saving you money. With mortgage rates at an all-time low, it&#8217;s an amazing time to buy a...]]></description>
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<p>Don&#8217;t miss the mortgage boat waiting for the yacht!  <a href="http://www.scottfarmerproperties.com/wp-content/uploads/2011/10/Boat.jpg"><img class="alignright size-thumbnail wp-image-426" style="border-width: 3px; border-color: black; border-style: solid; margin: 10px;" title="Mortgage Boat leaves hesitant buyers" src="http://www.scottfarmerproperties.com/wp-content/uploads/2011/10/Boat-150x150.jpg" alt="" width="150" height="150" /></a></p>
<p>Attention home buyers who are waiting to buy that home for sale when property values are at the very bottom.  That may not be the best strategy for saving you money.</p>
<p>With mortgage rates at an all-time low, it&#8217;s an amazing time to buy a home, particularly coupled with the fact that home prices have declined dramatically over the past 3-4 years.  Yet still, there is hesitation in the market.  The Mortgage Bankers Association predicts a 3.5% price decline in housing prices between now and mid-2012 AND a half-percentage point increase in mortgage rates!</p>
<h4></h4>
<h4>As crazy as it seems, that means your mortgage payment for the house purchased NOW could be LESS than if you wait until next year&#8230;even if the purchase prices falls 3.5%!  Yes, it&#8217;s true, here&#8217;s the math:</h4>
<p><strong>Purchased now:</strong><br />
$<span style="color: #0000ff;">150,000</span> purchase price<br />
3.5% down payment<br />
<span style="color: #3366ff;">4.09</span>% interest rate on a 30 year fixed rate mortgage</p>
<p>Monthly payment: <span style="color: #ff0000;">$698.59</span></p>
<p><strong>Purchased Mid-2012</strong></p>
<p>$<span style="color: #ff0000;">144,750</span> purchase price  (reduced by the forecast <span style="color: #ff6600;">3.5% price decline</span>)<br />
3.5% down payment<br />
<span style="color: #ff0000;">4.59%</span>  interest rate on a 30 yr fixed rate mortgage   (adding forecast<span style="color: #ff6600;"> .5%  increase</span>)<br />
<strong>                                                Monthly payment: <span style="color: #00ff00;">$</span><span style="color: #00ff00;"><span style="color: #000000;">715.74! </span></span></strong></p>
<p>What a fabulous way to save!!!!</p>
<p><img class="alignright size-thumbnail wp-image-428" style="border-style: initial; border-color: initial;" title="Dollar symbolizes home buyers saving money" src="http://www.scottfarmerproperties.com/wp-content/uploads/2011/10/Dollar-150x150.jpg" alt="" width="150" height="150" /></p>
<div>
<p>&nbsp;</p>
<div>
<p>A home purchased now may actually save you money over waiting until next year!  Cha Ching!</p>
<p>&nbsp;</p>
<p>The lesson here is obvious&#8230;don&#8217;t get greedy if you&#8217;re contemplating buying a home, but you&#8217;re waiting for the &#8220;bottom&#8221; of the housing market!  You may miss the best mortgage rates of our lifetime!</p>
<p>&nbsp;</p>
<p style="text-align: center;">Don&#8217;t miss the boat waiting for the yacht!<a href="http://www.scottfarmerproperties.com/wp-content/uploads/2011/10/Distant-yacht.jpg"><img class="size-thumbnail wp-image-427 aligncenter" style="margin-top: 10px; margin-bottom: 10px; border-width: 3px; border-color: black; border-style: solid;" title="Distant yacht representing chasing the bottom of the housing market" src="http://www.scottfarmerproperties.com/wp-content/uploads/2011/10/Distant-yacht-150x150.jpg" alt="" width="150" height="150" /></a></p>
</div>
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		<title>Can my deck or patio help me sell my home?</title>
		<link>http://www.scottfarmerproperties.com/2011/10/04/can-my-deck-or-patio-help-me-sell-my-home/</link>
		<comments>http://www.scottfarmerproperties.com/2011/10/04/can-my-deck-or-patio-help-me-sell-my-home/#comments</comments>
		<pubDate>Tue, 04 Oct 2011 18:25:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Improvement Ideas]]></category>
		<category><![CDATA[appeal]]></category>
		<category><![CDATA[Charlotte]]></category>
		<category><![CDATA[for sale]]></category>
		<category><![CDATA[Gastonia]]></category>
		<category><![CDATA[home buyer]]></category>
		<category><![CDATA[home seller]]></category>
		<category><![CDATA[live-ability]]></category>

		<guid isPermaLink="false">http://www.scottfarmerproperties.com/?p=368</guid>
		<description><![CDATA[Are you working hard to sell your home?  Looking for ways to increase its appeal for home buyers without spending a fortune?  Whether you live in Charlotte, Gastonia, or Hilo, Hawaii, one of the most overlooked sales tools for a home is its patio or deck!  Especially during the spring, summer and fall months, a deck...]]></description>
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<p>Are you working hard to sell your home?  Looking for ways to increase its appeal for home buyers</p>
<p>without spending a fortune?  Whether you live in Charlotte, Gastonia, or Hilo, Hawaii, one of the most overlooked sales tools</p>
<p><img class="alignright size-thumbnail wp-image-361" style="border-width: 3px; border-color: black; border-style: solid; margin: 10px;" title="Deck without furnishings" src="http://www.scottfarmerproperties.com/wp-content/uploads/2011/10/Unknown-150x150.jpg" alt="Deck with no furniture" width="150" height="150" /></p>
<div>
for a home is its patio or deck!  Especially during the spring, summer and fall months, a deck is such an inviting addition to the features of a home, beckoning the buyer to enjoy the yard!  It&#8217;s a seamless extension of the home in those months.  But these seasons are optimal for outdoor living&#8230;what about marketing your home during the winter months?  Staging your deck &#8212; or just presenting your outdoor living areas in their most appealing light &#8212; really enhances the visual appeal of your entire home.  For example, the picture of the lovely deck &#8212; in great condition, roomy, in a pretty yard &#8212; looks very marketable.  It&#8217;s clean, sleek and ready to entertain!</p>
<p><a href="http://www.scottfarmerproperties.com/wp-content/uploads/2011/10/8.Staged_Deck-Iroquois_copy.jpg"><img class="size-thumbnail wp-image-364 alignleft" style="border-width: 3px; border-color: black; border-style: solid; margin: 10px;" title="Deck with furniture added" src="http://www.scottfarmerproperties.com/wp-content/uploads/2011/10/8.Staged_Deck-Iroquois_copy-150x150.jpg" alt="Furnished deck" width="150" height="150" /></a></p>
<p>&nbsp;</p>
<p>Now add a bit of furniture to the deck and it begins to really add to its appeal!  The buyer starts to visualize the space as an additional room, not just a structure on the rear of the house&#8230;and think of the subconscious effect on the home buyer as they see it as an extension of the living area of the home!  Now the house actually begins to feel larger to them!  Plus, you&#8217;ve now differentiated your home &#8212; even in the great spring, summer and fall months &#8212; from every other listing they&#8217;ve just visited!</p>
<p><a title="Color added to a deck increases its appeal!" href="http://www.scottfarmerproperties.com/wp-content/uploads/2011/10/Unknown-21.jpg"><img class="alignright size-thumbnail wp-image-365" style="border-width: 3px; border-color: black; border-style: solid; margin: 10px;" title="Staged deck with colorful accents" src="http://www.scottfarmerproperties.com/wp-content/uploads/2011/10/Unknown-21-150x150.jpg" alt="Add appeal to your deck with colorful accessories!" width="150" height="150" /></a>Now let&#8217;s take this one step further and add some color to the deck!  Think of the buyer&#8217;s reaction to your house versus ALL the other similar homes they have seen on  their long day of house hunting.  You have added color and accents, such as table linens, pillows and plants.  Especially in the winter months, when everything else is so dreary and gray, your deck and its furnishings and colorful accents beckon the weary buyer and give them one more reason &#8212; possibly the tie-breaker! &#8212; to buy your home and leave the others!</p>
<p>This same strategy works in the &#8220;hot&#8221; months as well&#8230;using blues and greens to generate a cooling effect on the visitor!</p>
<p>So use that deck or patio and make the most of your outside asset!</p>
<p>&nbsp;</p>
</div>
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		<title>Having fun with friends in Belmont, NC, at a home for sale right now!</title>
		<link>http://www.scottfarmerproperties.com/2011/04/22/having-fun-friends-belmont-nc-at-home-for-sale-right-now/</link>
		<comments>http://www.scottfarmerproperties.com/2011/04/22/having-fun-friends-belmont-nc-at-home-for-sale-right-now/#comments</comments>
		<pubDate>Fri, 22 Apr 2011 23:40:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Homes for Sale]]></category>

		<guid isPermaLink="false">http://www.scottfarmerproperties.com/?p=237</guid>
		<description><![CDATA[There are numerous beautiful homes for sale throughout Gaston County!  It&#8217;s a wonderful time to buy a home, but you also want a great neighborhood where families have fun together and gather for parties and social events!  Here is the perfect 5 bedroom home!  It&#8217;s the centerpiece of the neighborhood on over 1 acre, providing...]]></description>
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<p style="text-align: center;">There are numerous beautiful homes for sale throughout Gaston County!  It&#8217;s a wonderful time to buy a home, but you also want a great neighborhood where families have fun together and gather for parties and social events!  Here is the perfect 5 bedroom home!  It&#8217;s the centerpiece of the neighborhood on over 1 acre, providing play space as well as manicured areas.  And take a look at the <a title="Belmont executive home for sale with family fun" href="http://http://www.youtube.com/my_videos_edit?ns=1&amp;video_id=5aIcLFQJbvI&amp;next=%2Fmy_videos"></a></p>
<p style="text-align: center;">relaxed fun this family home exudes when friends gather! <a href="http://www.scottfarmerproperties.com/wp-content/uploads/2011/04/204-Merewood-Rd-6.jpg"><img class="alignleft size-medium wp-image-239" style="margin-top: 10px; margin-bottom: 10px; border: 10px solid black;" title="Dine in the sunroom of this awesome 5 bedroom home for sale in Belmont, NC" src="http://www.scottfarmerproperties.com/wp-content/uploads/2011/04/204-Merewood-Rd-6-300x225.jpg" alt="" width="300" height="225" /></a> <a href="http://www.scottfarmerproperties.com/wp-content/uploads/2011/04/204-Merewood-Rd-51.jpg"><img class="aligncenter size-medium wp-image-241" style="margin-top: 10px; margin-bottom: 10px; border: 10px solid black;" title="We should be sitting in this sunroom enjoying the day in this 5 bedroom home for sale in Belmont!" src="http://www.scottfarmerproperties.com/wp-content/uploads/2011/04/204-Merewood-Rd-51-300x225.jpg" alt="" width="300" height="225" /></a>It has one of the most wonderful sun rooms I&#8217;ve ever seen.    The next room to experience is the sunny and inviting kitchen!  The centerpiece is a Blue Bahia granite island that is truly stunning!  This room is truly the heart of the home and so much fun to gather in! <a href="http://www.scottfarmerproperties.com/wp-content/uploads/2011/04/0-015.jpg"><img class="alignleft size-medium wp-image-240" style="margin-top: 10px; margin-bottom: 10px; border: 10px solid black;" title="Kitchen with granite island in this 5 bedroom home for sale in Belmont" src="http://www.scottfarmerproperties.com/wp-content/uploads/2011/04/0-015-300x200.jpg" alt="" width="300" height="200" /></a></p>
<p>If you really want to see how livable and how much fun this home is, check out this video of a recent neighborhood party that literally flowed throughout the inside and outside of the home!</p>
<p>&nbsp;</p>
<p><a href="http://www.youtube.com/my_videos_edit?ns=1&amp;video_id=5aIcLFQJbvI&amp;next=%2Fmy_videos">Having fun with the neighbors throughout this beautiful 5 bedroom home for sale in Belmont, NC</a></p>
<p>&nbsp;</p>
<p>For more details, see 204 Merewood Road in our Featured Listings!</p>
<p>&nbsp;</p>
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		<title>204 Autumn Woods Boulevard, Mount HOlly:  Open house this Sunday 11/7/2010!</title>
		<link>http://www.scottfarmerproperties.com/2010/11/04/autumn-woods-boulevard-mount-holly-open-house-sunday/</link>
		<comments>http://www.scottfarmerproperties.com/2010/11/04/autumn-woods-boulevard-mount-holly-open-house-sunday/#comments</comments>
		<pubDate>Thu, 04 Nov 2010 23:40:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Active Rain]]></category>

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		<description><![CDATA[Join us at a beautiful home at 204 Autumn Woods Boulevard, Mount Holly, NC&#160; this Sunday from 2-5 PM!&#160; Open house!!!!&#160; Enjoy the vaulted great room with fireplace, the 3 bedrooms, and hardwoods, plus a gorgeous kitchen!!! The outdoor living is also exquisite&#8230;deck and screened porch!! Outbuilding and a huge garage!!&#160; At 179,900, this home...]]></description>
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<p>Join us at a beautiful home at 204 Autumn Woods Boulevard, Mount Holly, NC&nbsp; this Sunday from 2-5 PM!&nbsp; Open house!!!!&nbsp; Enjoy the vaulted great room with fireplace, the 3 bedrooms, and hardwoods, plus a gorgeous kitchen!!! The outdoor living is also exquisite&#8230;deck and screened porch!! Outbuilding and a huge garage!!&nbsp; At 179,900, this home is loaded with amenities&#8230;and ever so neat and clean!<img title="Don't miss this beautiful home!" src="http://activerain.com/image_store/uploads/5/0/0/0/3/ar128891381130005.JPG" height="533" alt="204 Autumn Woods Boulevard, Mount Holly, NC" width="800" /><img title="Don't miss this gorgeous kitchen!" src="http://activerain.com/image_store/uploads/2/1/6/3/6/ar128891385963612.JPG" height="267" alt="204 Autumn Woods Boulevard, Mount Holly, NC kitchen" width="400" /><img title="Don't miss the screened porch!" src="http://activerain.com/image_store/uploads/8/9/4/2/0/ar12889139202498.JPG" height="267" alt="204 Autumn Woods Boulevard, Mount Holly, NC 28120" width="400" /></p>
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		<title>Open House! Charming 3 bedroom home near Charlotte!</title>
		<link>http://www.scottfarmerproperties.com/2010/04/10/open-house-charming-bedroom-home-near-charlotte/</link>
		<comments>http://www.scottfarmerproperties.com/2010/04/10/open-house-charming-bedroom-home-near-charlotte/#comments</comments>
		<pubDate>Sat, 10 Apr 2010 14:10:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Active Rain]]></category>

		<guid isPermaLink="false">http://www.gastoniahomesandbeyond.com/scottfarmerproperties/?p=10</guid>
		<description><![CDATA[Open House! Charming 3 bedroom home near Charlotte! At $149,900, you will fall in love with this lovely 3 bedroom, 2 bath home in Mount Holly, NC!  Walk to downtown Mount Holly for shopping, eating, banking!  Enjoy the friendly atmosphere! 10 minute drive to US National Whitewater Center! 15 minutes to Charlotte Douglas International Airport!...]]></description>
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<p><span style="font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; line-height: 18px;"><strong><span style="text-decoration: underline; padding: 0px; margin: 0px;"><span><img title="Open House! Charming 3 bedroom home near Charlotte!" src="http://activerain.com/image_store/uploads/6/1/2/3/5/ar127091163053216.jpg" alt="Open House! Charming 3 bedroom home near Charlotte" width="289" height="200" /></span>Open House! Charming 3 bedroom home near Charlotte!</span></strong> At $<strong>149,900</strong>, you will fall in love with this lovely 3 bedroom, 2 bath home in Mount Holly, NC! <span style="font-family: Verdana, Arial, Helvetica, sans-serif; line-height: normal; font-size: 10px;"><img title="Open House! Charming 3 bedroom home near Charlotte!" src="http://activerain.com/image_store/uploads/4/2/0/1/1/ar127091180011024.JPG" alt="Open House! Charming 3 bedroom home near Charlotte!" width="200" height="150" /><span style="font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; line-height: 18px;"> Walk to downtown Mount Holly for shopping, eating, banking!  Enjoy the friendly atmosphere! 10 minute drive to US National Whitewater Center! 15 minutes to Charlotte Douglas International Airport! 20-25 minutes to DT <strong>Charlotte</strong>!  This 3<strong> bedroom home</strong> has it all!  <strong>Open</strong> living and dining rooms with hardwood floors and masonry fireplace! <span style="font-family: Verdana, Arial, Helvetica, sans-serif; line-height: normal; font-size: 10px;"><img title="Open House! Charming 3 bedroom home near Charlotte" src="http://activerain.com/image_store/uploads/8/2/8/3/7/ar127091186773828.JPG" alt="Open House! Charming 3 bedroom home near Charlotte" width="200" height="150" /></span></span></span></span></p>
<p><span style="font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; line-height: 18px;"><span style="font-family: Verdana, Arial, Helvetica, sans-serif; line-height: normal; font-size: 10px;"><span style="font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; line-height: 18px;"><span style="font-family: Verdana, Arial, Helvetica, sans-serif; line-height: normal; font-size: 10px;"><span style="font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; line-height: 18px;"> Kitchen newly updated with granite countertops and stainless appliances! <span style="font-family: Verdana, Arial, Helvetica, sans-serif; line-height: normal; font-size: 10px;"><img title="Open House! Charming 3 bedroom home near Charlotte" src="http://activerain.com/image_store/uploads/8/6/1/7/5/ar127091191657168.JPG" alt="Open House! Charming 3 bedroom home near Charlotte" width="200" height="150" /><span style="font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; line-height: 18px;">Opens to sunny breakfast!  3 bedrooms! 2 full baths!  A delightful porch for rocking, sitting, or just admiring the landscape!<span style="font-family: Verdana, Arial, Helvetica, sans-serif; line-height: normal; font-size: 10px;"><img title="Open House! Charming 3 bedroom home near Charlotte" src="http://activerain.com/image_store/uploads/2/8/3/0/3/ar12709120330382.JPG" alt="Open House! Charming 3 bedroom home near Charlotte" width="200" height="150" /><span style="font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; line-height: 18px;"> Fenced backyard with tons of space to play or relax! <span style="font-family: Verdana, Arial, Helvetica, sans-serif; line-height: normal; font-size: 10px;"><span style="font-family: Arial, Verdana, Helvetica, sans-serif; font-size: 12px; line-height: 18px;">Stop by the <strong><span style="text-decoration: underline; padding: 0px; margin: 0px;">Open House</span></strong> this Sunday from 2 &#8211; 4 PM! Do not miss this fantastic opportunity! <strong><span style="text-decoration: underline; padding: 0px; margin: 0px;">Open House! Charming 3 bedroom home near Charlotte!</span></strong></span></span></span></span></span></span></span></span></span></span></span></p>
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		<title>Armstrong Circle, Gastonia, NC is a great neighborhood!</title>
		<link>http://www.scottfarmerproperties.com/2010/03/31/armstrong-circle-gastonia-nc-great-neighborhood/</link>
		<comments>http://www.scottfarmerproperties.com/2010/03/31/armstrong-circle-gastonia-nc-great-neighborhood/#comments</comments>
		<pubDate>Wed, 31 Mar 2010 00:55:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Active Rain]]></category>

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		<description><![CDATA[Armstrong Circle, Gastonia, NC is a great neighborhood! Truly! The neighborhood consists of about 50 homes, built from 1900 to a newly renovated home in 2008, but most in the 50s and 60s. &#160;From families to singles to grandparents, you&#8217;ll find everything &#8212; and a sense of community that brings everyone together for neighborhood parties...]]></description>
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<p><strong>Armstrong Circle, Gastonia, NC is a great neighborhood! </strong>Truly! The neighborhood consists of about 50 homes, built from 1900 to a newly renovated home in 2008, but most in the 50s and 60s. &nbsp;From families to singles to grandparents, you&#8217;ll find everything &#8212; and a sense of community that brings everyone together for neighborhood parties at Christmas and Memorial Day &#8212; and Halloween! &nbsp;<strong>Gastonia, NC</strong> is located about 30 minutes west of Charlotte via I-85. &nbsp;<strong>Scott Farmer Properties</strong>&nbsp;operates out of <strong>Gastonia</strong> and <strong>Mount Holly</strong>, offering <strong>residential and commercial brokerage</strong>&nbsp;as well as providing expertise in <strong>short sales and foreclosures</strong>!</p>
<p>A beautiful home that we have listed in <strong>Armstrong Circle </strong>is<strong> 2325 Fairfax Drive</strong>. &nbsp;<img title="2535 Fairfax Drive, Armstrong Circle, Gastonia, NC" src="http://activerain.com/image_store/uploads/7/0/9/7/9/ar127000021397907.JPG" height="150" alt="2535 Fairfax Drive, Armstrong Circle, Gastonia, NC" width="200" />&nbsp;</p>
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		<title>Gaston County is a great place to live!</title>
		<link>http://www.scottfarmerproperties.com/2010/03/28/gaston-county-great-place-live/</link>
		<comments>http://www.scottfarmerproperties.com/2010/03/28/gaston-county-great-place-live/#comments</comments>
		<pubDate>Sun, 28 Mar 2010 15:20:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Active Rain]]></category>

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		<description><![CDATA[&#160;We have a great market in Gaston County, North Carolina!&#160; Between Gastonia, Mount Holly, Belmont, Cramerton, Lowell and Stanley&#8230;and McAdenville, it&#8217;s a great place to live!&#160; Right across the river from Charlotte, I think of this as Charlotte&#8217;s playground!&#160; Visit www.ScottFarmerProperties.com for more information!]]></description>
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<p>&nbsp;We have a great market in Gaston County, North Carolina!&nbsp; Between Gastonia, Mount Holly, Belmont, Cramerton, Lowell and Stanley&#8230;and McAdenville, it&#8217;s a great place to live!&nbsp; Right across the river from Charlotte, I think of this as Charlotte&#8217;s playground!&nbsp; Visit <a href="http://www.ScottFarmerProperties.com">www.ScottFarmerProperties.com</a> for more information!</p>
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